#INSURANCE WORD VS WORD DRIVER#

By assigning a portion of blame to the other driver, the insurance company is reducing the amount they have to pay. Sometimes, your insurance company will push for an 80/20 settlement because they want to limit their costs. If you were not at fault for the accident, then you should not receive any portion of fault whatsoever. These lawyers will fight on your behalf to ensure fair treatment. Many personal injury lawyers specialize in car accident insurance claims. Secured with SHA-256 Encryption Consider Hiring a Personal Injury Lawyer Fault cannot be accurately determined, so the fault is split evenly between both parties. If the investigation does not give any further clarity, then the insurance companies might agree to a 50/50 insurance settlement.

#INSURANCE WORD VS WORD DRIVER#

One driver is telling one story, while the other driver is telling another story. In some cases, it’s impossible to accurately determine fault. The adjusters from each insurance company might negotiate back and forth before reaching an agreement. When the fault isn’t clear, the insurance company’s adjusters will continue investigating the claim to determine the facts. Fault plays an important role in the compensation process both today and in the future. Insurance companies need to determine fault to move forward with the insurance claim. In these situations, the insurance companies will continue working together to determine fault. Maybe the accident occurred at a deserted intersection with no eyewitnesses or cameras around.

Maybe no police statements were taken at the time of the accident. In some cases, the insurance companies cannot reach an agreement on fault. What Happens If Fault Cannot Be Determined? Or, depending on the situation, you might share a portion of the blame. The unknown driver may be found 100% at-fault for the accident. Next, the insurance company will investigate the claim as they normally would. However, the insurance company will still conduct an investigation to determine fault.įirst, the insurance company may want you to file a police report – especially if the incident caused significant damages or injuries. In a hit and run situation, the other driver is unknown. At this point, it’s up to each insurance company to investigate the situation, then work together to assign blame accurately. You might believe that the other driver is 100% to blame, while the other driver might think you are 100% to blame. The final decision on fault can only be determined by the insurance company. In other cases, the police report does not determine fault, in which case the insurance company’s claims adjuster will investigate the facts, analyze the evidence above, then determine the best path forward.

The case was cut and dry, and the police report will clearly state which driver is to blame. In some cases, the initial police report will determine fault after an accident.

Evidence at the Scene (Skidmarks, etc.).

Vehicle Damage (Location and Extent of Damage, etc.).

Other Cameras (CCTV, Surveillance Cameras, etc.).

Insurance companies will use every available resource to determine fault after an accident: Secured with SHA-256 Encryption How Insurance Companies Determine Fault After an Accident In this situation, one driver was more at fault for the accident, although the other driver also shares a small portion of the blame. There might be an 80/20 insurance settlement, for example, or a 90/10 insurance settlement. In other cases, the fault is easier to determine, and one driver is 100% to blame while the other driver is 0% to blame. In some cases, the fault is split evenly, with each driver assigned an equal portion of the blame – fault is split 50/50. The driver’s insurance company will pay 80% of the compensation to the other driver. The driver who is 80% at fault for the accident, for example, is required to pay 80% of the compensation. The driver who was at-fault for the accident is required to pay more compensation. Consider Hiring a Personal Injury Lawyerįault plays an important role in the claims process after an accident.What Happens If Fault Cannot Be Determined?.How Insurance Companies Determine Fault After an Accident.

Insurance word vs word